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Compare & choose the right Kasasa account for you.

Account Type FREE KASASA CASH
FREE KASASA
CASH BACK
Rewards HIGH INTEREST CASH BACK
Best For High Balances Debit Card Transactions
Rewards
5.00% APY* on balances up to $25,000
5.00% - 1.20% APY* on balances over $25,000
0.05% APY* if qualifications aren't met
5% cash back on debit card purchases*
Cash back earned on up to $200 in purchases monthly
Earn up to $120 cash back per year, $10 per month*
Fees
FREE
FREE
Free ATMs? Up to $25/month in refunds on ATM withdrawal fees, nationwide*

Up to $25/month in refunds on ATM withdrawal fees, nationwide*
Free MasterCard Debit Card
Free online banking and bill pay
Free mobile banking and mobile deposit
Oops Overdraft Protection
Apple Pay
Minimum opening deposit $100 $100

Kasasa Cash *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 5.00%; and balances over $25,000 earn 0.250% interest rate on the portion of balance over $25,000 resulting in a range from 5.00% to 1.20% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 (max $5 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/12/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account, unless closing occurs within 60 days of account opening which incurs a $15 fee. Contact one of our bank services representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 Kasasa Cash Back *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 5.00% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly enrollment and receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly maintenance charges or fees to open or close this account, unless closing occurs within 60 days of account opening which incurs a $15 fee. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. 

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