Start with a great rate.

Rates


Rates effective as of March 4, 2024. Rates subject to change.


Interest Checking

Minimum Balance to open $100
Balance Interest Rate Annual Percentage Yield (APY) Compounded Minimum Balance to Obtain APY*
Any 0.100% 0.10% Daily $1, 000
This is a variable rate account; the interest rate and APY may change after the account is opened without notice. Fees may reduce earnings.

Savings


Account Name Interest Rate Annual Percentage Yield (APY) Compounded Minimum to Open
Savings 0.150% 0.15% Daily $100
Kids Savings 0.494% 0.50% Daily $5
Christmas Club 0.200% 0.20% Daily $1
Health Savings 3.150%

3.19%
Daily No Minimum
With exception of Christmas Club, savings accounts are variable rate accounts. The interest rate and APY may change after the account is opened without notice. Fees may reduce earnings on Regular Savings. Christmas Club is a fixed rate account.

Certificates of Deposit

Term Interest Rate Annual Percentage Yield (APY) Compounded Minimum to Open
7 - 31 Day 0.100% 0.10% Maturity $2,500
32 - 89 Day 0.100% 0.10% Quarterly $2,500
90 - 179 Day 0.100% 0.10% Quarterly $1,000
180 - 364 Day 0.200% 0.20% Quarterly $1,000
9 Month 0.200% 0.20% Quarterly $1,000
12 Month 0.450% 0.45% Quarterly $1,000
18 Month 0.450% 0.45% Quarterly $1,000
24 Month 0.500% 0.50% Quarterly $1,000
30 Month 0.600% 0.60% Quarterly $1,000
36 Month 0.750% 0.75% Quarterly $1,000
48 Month 1.000% 1.00% Quarterly $1,000
60 Month 1.200% 1.21% Quarterly $1,000
Penalties apply for early withdrawal.

IRAs

Term Interest Rate Annual Percentage Yield (APY) Compounded Minimum Balance to Obtain APY*
9 Month Fixed 0.200% 0.20% Maturity $500
12 Month Fixed 0.450% 0.45% Quarterly $1,000
18 Month Variable 0.595% 0.60% Quarterly $50
18 Month Fixed 0.450% 0.45%
Quarterly
$500
24 Month Fixed 0.500% 0.50% Quarterly $2,000
60 Month Fixed 1.200% 1.21% Quarterly $2,000
Penalties apply for early withdrawal. Rates are subject to change on variable rate accounts; the interest rate and APY may change after account opening without notice.7

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