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Kasasa Cash Back®

Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.*

Wouldn’t it be great if your checking account paid you, instead of you paying for a checking account? Well now it’s time. Open a free Kasasa Cash Back® account and get 3.00% cash back on your everyday debit card purchases.

We’ll also refund your ATM withdrawal fees, nationwide — so every ATM is your ATM, in Burlington, Keokuk, Fort Madison, or anywhere else. Visit us today to open your account.   


  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically  links to K Saver product page
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free Mobile Banking
  • Free Online Banking  
  • Free Bill Pay 
  • Free Mastercard® Debit Card
  • Free eStatements
  • $100 minimum deposit to open
  • Compare checking accounts

It’s so easy to earn your rewards — you’re probably already doing it.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 14 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly enrollment and receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly maintenance charges or fees to open or close this account, unless closing occurs within 60 days of account opening which incurs a $15 fee. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. 

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